Interest rate

Deposits

CHF deposit account: 2.00% net for 2009*

CHF current account: 0.50% net

USD account: 1.25% net from March 1st, until June 30th, 2010. 0.90% from July 1st, until September 30th, 2010.

*The interest rate on the CHF deposit account depends on the result of the financial year. The interest rate for 2010 will be known after the 2011 annual General Assembly.

Loans

Ordinary loan : 6.50% (including death/disability insurance), fixed for the entire duration of the loan

Housing loan : 3.50% (including death/disability insurance), fixed for 4 years, then variable depending on the rate in force