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When civil servants exhaust their sick leave on full pay, they receive only 50% of their salary. Loss of salary insurance then kicks in to top up their salary.

Loss of salary insurance allows you to:

  • maintain your salary in the event of long-term illness or accident;
  • supplement the half-salary paid by the organization for a period of 24 months per 4 consecutive years;
  • protect civil servants and their families from the financial consequences of prolonged sick leave.

The insurance premium is 0.95% of the insured annual salary for civil servants with 3 years' continuous service or more, and 1.95% for those with less than 3 years' service.

 

For a personalized insurance proposal, please contact La Mutuelle.

The insurance premium is a percentage
of the insured annual salary.

0.95 %
for an employee with 3 years of service or more

1.95 %
for an employee with less than 3 years of service

Loss of salary insurance's conditions

 

To find out which conditions apply, download the Information notice.